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Posted by: Scott Trainor
Refinance to Pay CRA Debt in Saskatchewan – Options, Risks and How to Do It “Can I refinance to pay CRA debt?” It was a call, from an unknown number I received Monday. “Absolutely,” was my answer. When it comes to paying income taxes, a-lot of people don’t know how they are going to dig […]
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Many Canadians wonder if it’s possible to get a mortgage with collections on their credit report, and if you’re among them, you’re certainly not alone. The good news is that obtaining a mortgage with collections is indeed possible, and often there are flexible solutions available. One-Time Collection? There is Hope. If the collection was a […]
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In Saskatoon’s competitive housing market, finding the best mortgage rate can save you thousands over the lifetime of your loan. Whether you’re a first-time homebuyer or looking to refinance, securing a great mortgage rate doesn’t have to be complicated. Here’s a complete guide to getting the best mortgage rate in Saskatoon, tailored to help you […]
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In a recent announcement on April 11th, 2024, the Government of Canada introduced significant changes to mortgage regulations, set to take effect on August 1st, 2024. This update specifically targets first-time home buyers purchasing brand new builds, offering them the opportunity to secure an insured mortgage with an extended amortization period of up to 30 […]
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In this blog post, we will explore the significant role that mortgage brokers play in helping individuals, such as yourself, securing the best mortgage rate available in the market. In the intricate landscape of real estate, obtaining the ideal mortgage rate can be a challenging endeavour. As individuals embark on their homeownership journey, the importance […]
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Are you considering moving to Saskatoon, a picturesque city on the Canadian prairies? Look no further for expert advice on financing your dream home in this charming Canadian gem. Scott Trainor, your trusted mortgage broker, is here to guide you through the process of moving to Saskatoon and securing the home of your dreams. Why […]
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In this blog, we’ll delve into the realm of alternative lenders. Exploring why they are becoming an attractive option for many Canadians. In the ever-evolving landscape of the Canadian mortgage market, borrowers are increasingly exploring alternative lending options to secure financing for their dream homes. As a seasoned Canadian mortgage broker, I understand the importance […]
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If you’re a homeowner in Saskatoon approaching your mortgage renewal options, you’re in a prime position to secure a deal that aligns better with your financial goals. The mortgage renewal process offers a unique opportunity to reassess your current terms, negotiate for better rates, and explore alternative options. In this guide, we’ll walk you through […]
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Canadian Mortgage Insurance is very important in the ever-evolving realm of Canadian real estate, understanding the intricacies of mortgage insurance is paramount for homebuyers. One term that frequently surfaces in the mortgage conversations across Canada is CMHC, the Canada Mortgage and Housing Corporation. Join us on a journey of unraveling the mysteries of CMHC and […]
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Getting Pre-approved for a Higher Amount: Scott Trainor’s Guide to Maximizing Your Pre-approval When it comes to securing a mortgage, the pre-approval process is an essential first step. It not only helps you understand your budget but also puts you in a better position to make competitive offers on your dream home. However, Getting Pre-approved […]
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