As a mortgage broker in Saskatoon, I understand how difficult it can be for clients with bad credit to secure a mortgage. However, it’s not impossible, and I’m here to help. In this blog post, I’ll provide you with some tips and advice on how to obtain a mortgage with bad credit in Saskatoon. Understand […]

Banks are known to be tough for mortgage approvals, so what happens when your you get your mortgage declined? People often think when their bank says no it’s a no. How can you blame them, the bank has known you since you were ten and you opened your dino account. They have known your dad […]

A “B” side mortgage or a B lender mortgage is any mortgage that is funded through nontraditional banks or lending sources and are commonly used by people who have been turned down by A lenders. An A lender mortgage is any mortgage funded through traditional lending sources. B lenders provide a lot of flexibility in […]

The Metis Nation of Saskatchewan has created a First Time Home Buyer Program for Metis citizens in Saskatchewan. It is a one-time secondary grant to provide help with the down payment and closing costs connected with buying their first home. In staying with our theme of down payment options we present the ins and outs of […]

A down payment is one of the most essential aspects of every mortgage application and new home purchase. In Canada, home purchases require a minimum cash payment from your own funds that is put towards the purchase. This is your down payment and is considered your stake in the deal. Many home buyers understand that […]

Those who have gone through a bankruptcy or consumer proposal in Saskatoon sometimes only find out later that mortgages become tougher to gain. Luckily for those clients there are a few options when applying for a mortgage. Situations are different and should be looked at individually. In this article we will describe a few options […]

Million dollar homes are becoming more and more common in the Saskatoon market, this article is to help you understand the difference of buying a six and a seven figure home. Areas such as Greenbryre, The Willows, Sask Cres., Spadina Cres. are home to high end homes that will check all of the boxes you […]

How is your credit score calculated? It is a complex answer and, as such, common myths persist. Today, we are going to help you get a better understanding of your credit score and how to make the grade by busting the most common credit score myths! MYTH #1: TOO MANY CREDIT CARDS WILL HURT MY […]