If you are thinking about moving to a new home and you have an MCAP mortgage, you may be wondering if your mortgage is my MCAP mortgage portable. The answer is yes. MCAP mortgages are portable, and you have a few options when it comes to porting your mortgage. Portable mortgages are used to keep […]

As a mortgage broker in Saskatoon, I understand the importance of finding the best mortgage rate for your home purchase or refinance. The mortgage rate you receive will have a significant impact on your overall loan cost, so it’s crucial to find the best possible rate. In this blog post, I’ll provide you with some […]

If you’re a member of the Metis Nation of Saskatchewan and are looking to buy your first home, you may be eligible for a first-time home buyer grant. This grant is designed to help individuals and families purchase their first home, and can be a valuable resource in making your dream of homeownership a reality. […]

As a mortgage broker in Saskatoon, I understand how difficult it can be for clients with bad credit to secure a mortgage. However, it’s not impossible, and I’m here to help. In this blog post, I’ll provide you with some tips and advice on how to obtain a mortgage with bad credit in Saskatoon. Understand […]

Banks are known to be tough for mortgage approvals, so what happens when your you get your mortgage declined? People often think when their bank says no it’s a no. How can you blame them, the bank has known you since you were ten and you opened your dino account. They have known your dad […]

A “B” side mortgage or a B lender mortgage is any mortgage that is funded through nontraditional banks or lending sources and are commonly used by people who have been turned down by A lenders. An A lender mortgage is any mortgage funded through traditional lending sources. B lenders provide a lot of flexibility in […]

The Metis Nation of Saskatchewan has created a First Time Home Buyer Program for Metis citizens in Saskatchewan. It is a one-time secondary grant to provide help with the down payment and closing costs connected with buying their first home. In staying with our theme of down payment options we present the ins and outs of […]

A down payment is one of the most essential aspects of every mortgage application and new home purchase. In Canada, home purchases require a minimum cash payment from your own funds that is put towards the purchase. This is your down payment and is considered your stake in the deal. Many home buyers understand that […]